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For the reasons discussed above, the Bureau believes that the proposed rule would have a substantial impact on the markets for payday loans and single-payment vehicle title loans.
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In contrast, proposed comment 15(iv)(D)-1 clarifies that the field for “fees” must only be provided if some of the payment amount will be applied to fees.
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Tom Babel, the vice president for regulatory affairs at DeVry University, one of the largest for-profit chains, said federal law should be changed to factor in the GI Bill when determining eligibility for loans.
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