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In this regard, the Bureau further notes that the presumptions of unaffordability depend on the definition of outstanding loan in proposed § 1041.
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The APR charged is 5000% which is most likely high, however the borrowers can reimburse the amount at whatever time amid the following 60 days
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This guarantee provides the private lender with some protection against loan default by providing the backing of the federal government against the loan principal.
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